Just because yoiu have or had a specific job, there is no reason that you cannot change it. It can be done for any job by defining yoru transferrable skills and experiences into something new. The results are new opportunites that you may ahve thoght never existed.

This article has been updated to include the most current information since it was originally published in 2003. Funding (Finding) Your way To a College Education provides an insight about educational related tax incentives and investing options to defray the cost of a college education. The good news is that more programs aimed at lower and middle income families are lowering taxes and  freeing up more of that money for college. Though these programs are a move in the right direction, they still (in most cases) require parents to use a combination of these and other options presented in this section.

Where has the time gone now that you are ready to transfer to a four year college? Hopefully things will be easier for you now that you have 2 years under your belt, but with the rising costs of colleges and an economci recession, now is the time to evaluate where youy are and need to be in pursuit of your undergraduate degree. Howard Freedman's article  lays out a plan to help you to make the transition.

Every time that you touch a piece of paper, is what Howard calls a "Touch Point". We don't always think in terms of how many times a document is touched but rather what it is supposed to do. Howard's article addresses this ongoing problem and how your organization can resolve it.

Due dilligence is a very necessary part of business when it comes to validating the information being reported or represented to the actual facts. This is a must read for any business opportunity based on Howard Freedman's actual business experiences.

Learn how customer service and technology go hand in hand and why constant improvements are necessary. How to approach customer service in a positive and productive way is critical for any organization to survive. As a former director of customer service in organizations, Howard understands what it takes and how his philosophy has carried forward into Financial Aid Consulting.

Learn how to cut costs and be a star withing you organization. Originally published in PayTech, October 2008

As companies look at ways of saving money, eliminating costly mistakes will provide both a financial and operational improvement to quality and cost management.Haste can make waste and cost your company added expenses that could have been easily avoided. Taking the time to analyze the costs of exceptions such as manual checks or rework in general will prove that hard and soft costs are significantly more expensive than if the product had produced as it should. Though this example focuses, on a payroll check, it can be applied to almost any exception or flaw in a process.

We often blame others for our actions but fail to realize that we must find ways of how to deal with them just as much as they deal with us. Regardless of your employer or job, you are likely to encounter different personality types up and down your organization. Beyond you message or intentions, the biggest challenge is to know what it takes to be recognized by the person (s) with whom you deal. This article helps to redefine your working relationships to foster both your value to your employer and the self satisfaction that you’re heard work will reap positive results.

How many times has your mind wondered during a meeting with good intentions but few results? This scenerio plays itself out every day especially if a meeting lacks an agenda and stated goal. Howard shares his ideas about conducting a successful meeting for results and other good ideas to make the most of your time.The process is relatively simple as long as each attendee is focused on the same results.